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Zopa’s Jargon Buster - Credit Reference Agency
Wednesday, October 28, 2009A Credit Reference Agency is an organisation that is licensed under the Consumer Credit Act to hold information about individuals that is available to lenders when an application for credit is made.
When you apply for a loan, the company which you apply to with will buy a credit report from one (or all) of these agencies – namely Equifax (as used by Zopa), Experian, and Call Credit. They will the...
Original article from http://blog.zopa.com/archives/2009/10/28/zopas-jargon-buster-credit-reference-agency/
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